Galliard Short Intermediate Core Composite

1: Returns for periods less than one year are not annualized. Returns designated as being “before investment management fees” include all income, realized and unrealized gains and losses, and all transactional costs. Returns designated as “after maximum fees” are the “before investment management fees” returns less the maximum investment management fee of 0.25% which may be charged by Galliard for management of each client’s account.  For more information, please refer to to the GIPS composite report found in the resources section. 2: Benchmark returns do not include transaction costs or management fees. For comparison purposes the benchmark is fully invested and includes the reinvestment of income. While it is believed that the benchmark used here represents an appropriate point of comparison for the composite referenced above, prospective investors should be aware that the volatility of the above referenced benchmark or index may be substantially different from that of the composite; and holdings in the composite may differ significantly from the benchmark or index if the investment guidelines and criteria are different than the composite. 3: May not add due to rounding. Past performance is not an indication of how the investment will perform in the future. 

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